Is Credit Repair Illegal?

Credit repair is the process of rebuilding your credit and improving your credit score after it’s been damaged by poor credit habits, financial setbacks, identity theft, or credit reporting errors. While bogus credit repair offers are a favorite ploy of scam artists, credit repair itself is legal. There are legitimate credit repair companies that can help you, and there are steps you can take to repair your credit on your own. This article explains how....

How Divorce Impacts Your Credit Score

Going through a divorce can cause changes to your finances, including a difference in income, expenses, and what you can save. It could also impact your credit score as you realign your existing joint accounts to reflect your newly single status. Key Takeaways A divorce may result in financial changes that can impact your credit score. Late or missed payments by your former spouse on joint accounts will negatively impact your credit score, so you...